Welcome to 130-41 224th Street, a charming and spacious Tudor-style home nestled in the Springfield Gardens neighborhood. This beautiful property seamlessly combines comfort and convenience, with its attached design offering more than meets the eye. Inside, you'll find 1, 400 square feet of living space featuring newly refurbished oakwood floors that add warmth and elegance. The home's integrity is preserved with a stunning staircase that greets you upon entry. The foyer opens to the right with French doors leading to a formal living area, where you'll find exposed wood beams and a beautiful brick fireplace, perfect for cozy gatherings. Step up into the formal dining room, ideal for those who appreciate dedicated dining spaces. A door separates this area from the kitchen, which boasts brand new white cabinetry, a subway tile backsplash, and stainless steel appliances, including a microwave, stove, and refrigerator. A breakfast bar offers a convenient spot for quick meals, or you can create a cozy breakfast nook. The mudroom at the back entrance provides easy access to the backyard and a detached one-car garage. Upstairs, the second floor features three bedrooms and a fully updated bathroom. The highlight of this home is the finished basement, which includes a second fireplace, offering versatile space that can be used as a den, office, home gym, guest room, man cave, or even a hobby room. Don't miss the opportunity to make this delightful home your own. Don't miss the opportunity to make this delightful home your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,933 | $3,929 | $4,986 |
Total Monthly Payment | $4,538 | $4,534 | $5,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.