Charming 2-Bedroom Cottage with Flex Space in Historic Round Lake! Discover this enchanting 2-bedroom, 1-bathroom cottage in the highly sought-after Historic Round Lake neighborhood. Brimming with character and modern updates, this home is the perfect blend of charm and functionality. Step onto the welcoming front deck, an ideal spot for enjoying your morning coffee or hosting casual gatherings, and admire the timeless appeal of the durable metal roof. Inside, original hardwood floors grace select areas of the home, while low-maintenance tile adds style and practicality to others. The updated kitchen is a standout feature, complete with sleek granite countertops, stainless steel appliances, and ample cabinetry for all your culinary creations. White plantation shutters throughout add a touch of sophistication while allowing natural light to illuminate the space. In addition to the two bedrooms, this home boasts a versatile flex room, ready to serve as a home office, additional bedroom, playroom, or anything else you can imagine. Situated in the vibrant Historic Round Lake community, this home is just minutes from downtown St. Petersburg's dining, entertainment, and parks. Whether you're seeking a charming starter home or a serene retreat, this property offers the perfect combination of character and modern amenities.
Don't miss your chance to own this gem—schedule your private tour today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,558 | $3,555 | $4,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.