Clean, well maintained, three-bedroom one bath home with a brand-new roof and newer (2021) HVAC system located in the quiet and desirable Meadow Lawn community of St. Petersburg. This home has a bright airy feel with double-paned windows providing great cross ventilation through the family room and eat-in kitchen. There are ceiling fans throughout the home. One bedroom has nice built-in drawers and shelving in addition to the closet space. The family room and two bedrooms are carpeted; there is ceramic tile in the remaining areas including the 8’ x 11’ utility room. The large private back yard, enclosed with PVC fencing, has double gates for access which offers vehicle access for projects and storage. There is a 9’ x 10’ shed space for outdoor items or a workshop. The open patio is ideal for your grill, a sitting area, or your plant workbench. The yard is the perfect place for activities or an idyllic garden. This area is especially popular with young families and all ages alike, for good reasons such as having no mandatory HOA and no deed restrictions. Nearby are local parks, including Meadow Lawn and Fossil Park, with various offerings including playgrounds, easy to navigate walking/jogging/biking paths, a community swimming pool, recreation center and youth sports opportunities. Also conveniently, there is a public library, shopping and grocery stores and easy access to public transportation. Being just minutes from vibrant downtown St. Petersburg is a real plus! Sawgrass Lake Park, Weedon Island Preserve and Sunken Gardens are less than 10 minutes away. Access to Tampa, Clearwater, Dunedin and Sarasota, couldn’t be more convenient. With two international airports, the award-winning Gulf beaches, golf courses, professional sports teams, this area has it all! You don’t want to miss this opportunity! Call today!
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$321,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,800 | $256,800 | $256,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,709 | $1,707 | $2,166 |
Total Monthly Payment | $2,116 | $2,114 | $2,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.