Welcome to this stunning 4 Bedroom, 3 Bathroom SALT POOL home located in the DESIREABLE Lancaster Park community in Saint Cloud! The meticulously manicured landscaping leads you along the walkway from the driveway to the front door. Stepping inside the home, you are greeted by a bright and inviting foyer with a flexible living space to the right, this can be used as a dining room or second living room. At the heart of the home is the light and bright, open-concept kitchen & family room with tile flooring and recessed lighting. This dream kitchen features ample storage space in 32-inch cabinets with crown molding, a pantry, granite countertops with a coordinating modern backsplash, all stainless steel appliances, chic pendant lighting, and a large island overlooking the family room. The adjoining breakfast nook and living room areas provide a warm and inviting atmosphere, with plenty of natural light through floor-to-ceiling windows and large sliding glass doors offering easy access to the backyard space. Completing the downstairs is a full bedroom and bathroom. Upstairs, the large loft greets you immediately. The flexible space could be used as a playroom, office space, additional family room, or theater room! Owners can escape to their primary suite, with a generous walk-in closet and an ensuite bathroom featuring dual vanities/sinks, a walk-in glass shower, and water closet. Two additional spacious bedrooms are found upstairs offering flexibility for family, guests, or a home office with a third full bathroom featuring dual vanities & sinks and a bathtub/shower duo. The spacious laundry room features plenty of built-in storage and a picture window allowing natural light to flood the room. Step outside the large sliding glass doors to your private oasis with a covered lanai overlooking the sparkling saltwater pool. The fenced-in yard surrounding the pool deck offers privacy for relaxation or outdoor gatherings, with no rear neighbors! This home is truly a gem in a highly sought-after Lancaster community offering its own gorgeous community pool, walking area, and playground. Easy access to local schools, parks, and major roadways for convenient commuting & access to the beach and downtown Saint Cloud with all its charm. This beautiful home offers the perfect blend of comfort and modern living, with spacious living areas, a thoughtfully designed floor plan, and an array of stylish, desirable features. Don’t wait - Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $3,251 | $3,248 | $3,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.