One or more photo(s) has been virtually staged. Welcome home to the highly desirable gated community of Winding Ridge, a GL Homes luxury resort community in Wesley Chapel. This home has an oversized lot with a full 94 feet of waterfront in the oversized backyard with plenty of room for a pool and a large play area. Prepare to see this stunning house with 5 large bedrooms and 5 bathrooms. Step inside to be greeted by tall tray ceilings in the foyer and great room. Enjoy a cup of coffee on your screened rear porch with a beautiful water view. The gathering room opens up into the gourmet kitchen with an upgrade pantry. The Master room is located on the main floor towards the back of the home with tray ceilings providing water views and privacy, with his and her custom closets, and a French door leading to the back patio. There is also a guest suite with a private bath on the main floor. On the second floor, there is another Suite with private bath and oversized closet. Benefit from the convenience of gas utilities, an oversized kitchen island, upgraded kitchen cabinetry, upgraded countertop, upgraded kitchen sink, upgraded backsplash, added kitchen island bar pendent lighting, upper and lower kitchen cabinet lighting, smart appliances and thermostat, upgraded floor tile, new carpet throughout. Enjoy the convenience of having the HOA provide the maintenance of all exterior landscaping and yard sprinklers (no need for lawn mower!). This Holly floor plan features enhancements throughout; all bedrooms have built in 4 LED lights plus a switched ceiling fan connection in the ceiling, dryer is wired for gas or electric, tankless gas water heater, water softener stub-out in garage, pre-wired for alarm system, sound insulated walls, high speed fiber optic internet wired to house, added network cabling for camera system, added network cabling for in ceiling wireless access points, added dedicated electrical outlets outside in the roof overhang for single switch control of Christmas lights and other holiday decorations, professional epoxy garage floor, impact glass windows and doors on front of house, hurricane shutters for sides and back of house, concrete shingle roof, gas stub and pre-wiring for future pool, upper cabinets and custom mud room cabinets in the laundry, banjo style countertops in all bathrooms with oversized mirrors, custom closets in the master and the upstairs suite, pre-wired for pendent nightstand lighting in the master and upstairs suites, French door in the master leading to the back patio, screen enclosure on back patio, upgraded wiring for multiple outdoor fans and outdoor string patio lights, gas/water/drain stubs for summer kitchen on back patio, master room shutters, split electric blinds in the family room, privacy glass in the bathrooms, dedicated AC unit for the upstairs, and glass entry door. The community clubhouse is within easy walking distance and offers an indoor sports court, a resort style pool with cabanas, a splash park, a fitness center, tennis courts, basketball court and pickleball courts. Winding Ridge is close to shopping centers and other desirable retail establishments and activities, including Sam's Club, Costco, Publix, Krate, the Shoppes at Wiregrass and the Tampa Premium Outlets. A new hospital is being built only miles away on hwy 56. It is only minutes away from I75, providing access to Tampa International Airport. This home is move in ready! Don't wait 12 months to build. No CDD. One or more photo (s) has been virtually staged.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $647,200 | $647,200 | $647,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $699 | $699 | $699 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,144 | $4,144 | $5,682 |
Total Monthly Payment | $4,935 | $4,935 | $6,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.