Live your best “big water/big sky” life in this 7th floor oceanfront apartment. Breathtaking ocean and sunrise views from all windows and balcony. Balcony/living room views of Halifax River and sunset to the west. Light and bright unit in desirable Oceans Three condominium. Fabulous pool and deck area. Easy beach access from pool deck. Small pets permitted. Renovations since 2020: kitchen renovated with new cabinets, tile backsplash, ceiling and lighting, granite countertop, all new appliances (including wine cooler); renovated bathrooms with all new fixtures and granite counter tops; best quality Pergo flooring, new hot water heater etc. Freshly painted, ready for move in. Little need for a car: Publix, Walgreen’s, urgent care clinic, dog park, pickleball and tennis courts, active community center, community park are just across the street. One assigned space, garage parking. Storage space in basement. Located in the safe and quiet little oceanfront town of Daytona Beach Shores but only a few miles away from the cultural venues and dining and sports of Daytona Beach. A bit over an hour to Orlando. Well run, professionally managed building. Maintenance fees will remain the same for 2025.
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Our Executive Mortgage Banker:
Our Insurance Division:
$341,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,800 | $272,800 | $272,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,815 | $1,813 | $2,339 |
Total Monthly Payment | $2,281 | $2,279 | $2,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.