Welcome home to 1014 Elm St. You own the LAND, NO DEED RESTRICTIONS, located in the County in the heart of Punta Gorda. This manufactured double wide home with STORM SHUTTERS, SCREENED in PORCH with CITY WATER and DOUBLE PANE WINDOWS. PLUS, open-concept living area provides a seamless flow between the CUSTOM bright kitchen with GRANITE COUNTERS, upgraded STAINLESS appliances and breakfast nook plus GREAT ROOM perfect for entertaining. Featuring: SEPARATE dining room with FRENCH DOORS leading to LANAI, Crown molding, tile floors throughout on a base of Cement Board. Natural light floods the space, showcasing the home's craftsmanship and attention to detail. The Master Suite has an ensuite bath, plus the guest room has a MURPHY-BED included in the purchase. Note both baths have GRANITE COUNTERS. PLENTY of space in your carport for vehicles or storage. Your BOAT, RV or toys are welcome and don’t forget about the Garage 16 x 20 that opens at both ends for your workshop and treasures! NOTE: an ADDITIONAL HOME 1020 Elm MLS C7485479 and VACANT LOT 1010 Elm MLS C7485493 are available for purchase separately, both adjoin property. An excellent location minutes from popular local attractions like: Historic Downtown Punta Gorda, Entertainment, Fishermen's Village, Biking, Fishing, Shopping, and Dining PLUS Hospitals and Doctors. Schedule your personal showing today and make an offer on one or all three properties
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,680 |
Total Monthly Payment | $1,621 | $1,620 | $1,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.