1286 Royal Tern DRIVE, Punta Gorda, FL, 33950 | $949,000

WATERFRONT POOL HOME WITH QUICK BOATING ACCESS conveniently located in the sailboat area of Punta Gorda Isles (PGI).
You will appreciate the attention to detail in this home where almost all 3, 300+ square feet of exterior and interior space has experienced over $100, 000 in updates, including a 2023 METAL ROOF.
As you approach you’ll notice the newer large paver driveway with ample parking and side entry garage. At the entry is a porch with welcoming double-doors and retractable screen door for those great cross breezes. The entire interior has been thoughtfully updated with neutral paint, crown molding, 6in baseboards, and updated lighting.
The kitchen is in the heart of the home with ample cabinet space, granite countertops, under cabinet lighting, and stainless appliances.

The floorplan offers the classic split bedroom design offering you and your guests privacy. The layout is also perfect for entertaining with a large dining area and two separate living areas for the larger crowds or separate TV watching.

Outdoors, the home truly shines as well. The curb appeal on this oversized corner lot is fabulous with mature, well-attended landscaping. The metal roof and new pool cage with large picture-window design, both updated in 2023, provide style and durability. The lanai is designed with welcoming touches, including a mix of paver and travertine tiling, a beautiful wood ceiling in the under-roof area, a pool bath, and a relaxing hot tub. A separate paver patio outside the lanai area is ideal for grilling and outdoor seating, perfect for gatherings with family, friends and sunsets.

For peace of mind the home is equipped with storm shutters.

The oversized, side-entry garage is complete with epoxy flooring, built-in storage shelving, an extra refrigerator, and a utility sink.

For boaters, this property is a dream come true with a broad canal basin view and a private dock equipped with a 10, 000-pound boat lift. You’ll be out in open water to Charlotte Harbor in 10-15 minutes, and the Gulf and beyond in no time from this neighborhood.

Punta Gorda Isles is not in a HOA neighborhood, there are NO fees, and is perfectly situated in between the hustle & bustle of Ft Myers and Tampa. Punta Gorda offers a charming downtown with unique shops and restaurants. The Punta Gorda airport is serviced by Allegiant Airlines offering convenient direct flights from many locations. If you are not a boater, US 41 and I-75 are also nearby to enjoy many area beaches. Join the Punta Gorda Isles Civic Association to meet all your new friends and participate in their numerous social clubs and activities.
The sellers do have a flood insurance policy that is transferable.

Be sure to click on the VIRTUAL TOUR links to see all photos and the floorplan. But you will definitely want to make an appointment to see this home in person!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 156 x 165 x 120 x 50
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2000
  • Garage: 2-car Driveway, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,372
  • Acreage: 0.33
  • Lot Size: 156 x 165 x 120 x 50
  • Est. Taxes: $6,909
  • Lot Desc: Corner Lot, FloodZone, Landscaped, Oversized Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7499829
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/C7499829/1286royalterndrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 9:17:08 PM)
Listing courtesy of Harborside Realty   Phone: 941-541-1001

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NMLS Mortgage Loan Originator ID 16953

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1286 Royal Tern DRIVE, Punta Gorda, FL, 33950

$949,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,200 $759,200 $759,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.750% 7.038%
Monthly Tax Payment $576 $576 $576
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,924 $4,861 $6,718
Total Monthly Payment $5,592 $5,529 $7,386

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.