Nestled in the highly sought-after Village of Polo Ridge, this 3/2 Summerhill (Oleander) model home boasts an EXPANSIVE BACKYARD and screened lanai with birdcage, plus ROOM FOR A POOL or home expansion. BOND PAID! NEW ROOF 2019. You are greeted with a paver driveway, a spacious TWO-CAR plus GOLF-CAR GARAGE, and an inviting covered front walkway featuring painted wood doors with two sidelights and an arched transom, complemented by a glass storm door and a double bifold full closet. Once inside, discover a spacious living room with FRENCH DOORS accented by an arched transom leading to the lanai, recessed lighting, and ceiling fans for ultimate comfort. Adjacent is a cozy dining room with an arched entrance, a passthrough to the kitchen, and French doors opening to the SCREENED LANAI. The kitchen is a chef’s delight with a GRANITE CENTER ISLAND featuring a sink, upgraded STAINLESS appliances, a built-in desk area, and an entrance to the laundry room. It is beautifully lit with RECESSED and PENDANT lighting. The primary bedroom boasts abundant natural light, a ceiling fan, and an en suite bathroom offering an extended vanity with a large mirror, a linen closet, a water closet, and a WALK-IN SHOWER with built-in shelving, a seat, multiple showerheads, and stainless shower bars. The walk-in closet provides ample storage. Bedrooms two and three feature built-in closets and ceiling fans, while the second bathroom includes an extended vanity, a tub-shower, and a shower window. The laundry room includes a window, and the garage is equipped with pull-down stairs, a utility sink, and an extra refrigerator. The rear exterior is an ENTERTAINER’S DREAM featuring a lanai with a LARGE BIRDCAGE over the patio, a ceiling fan, and access from both the dining and living rooms, all overlooking a huge backyard with space for a pool or home expansion. Updates include: HVAC 2008, Roof 2019, HWH 2013. The Village of Polo Ridge is conveniently located near Spanish Springs Square; Lake Sumter Landing; Saddlebrook Recreation Complex with two executive golf courses, an adult swimming pool, four softball diamonds, and Polo Field; Hawkes Bay Executive Golf Course; Glenview Champions Golf and Country Club; the Savannah Center; multiple swimming pools and pickleball; and 466 with abundant shopping, restaurants, banks, medical, and more. Please watch our walkthrough video of this beautiful home in an amazing location! Call today to schedule your private showing or virtual tour.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$409,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,179 | $2,812 |
Total Monthly Payment | $2,418 | $2,415 | $3,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.