HIGH & DRY AT 40’ ABOVE SEA LEVEL! GORGEOUS 3 BEDROOM, 2 BATH HOME OVERLOOKING THE GOLF COURSE AND NATURE POND IN HIGHLAND LAKES COMMUNITY! UPGRADES GALORE INCLUDING A CHEF’S DREAM KITCHEN THAT FEATURES BEAUTIFUL UPGRADED BUILT-IN CABINET PANTRIES, BREAKFAST BAR, STONE COUNTERS, BUILT-IN DOUBLE OVENS, COOKTOP & LARGE EAT-IN AREA WITH BAY WINDOWS OVERLOOKING THE GOLF COURSE, POND AND OPEN PAVER PATIO. THE KITCHEN DOOR ALLOWS EASY ACCESS TO THE OPEN PATIO TO ENJOY THE OUTDOORS AND THE COVERED SCREENED 11 X 17 PATIO WITH PAVERS. THIS IS A SPLIT BEDROOM PLAN WITH 3RD BEDROOM THAT CAN BE USED AS A PRIVATE OFFICE/DEN WITH A PICTURE WINDOW LOOKING OUT TO THE GOLF COURSE. LARGE PRIMARY BEDROOM WITH EN SUITE UPGRADED BATHROOM. GUEST BEDROOM AND HALL BATH IS ON THE OTHER SIDE OF THE HOME – ALLOWING COMPLETE PRIVACY WITH A DOUBLE CLOSET FOR EXTRA STORAGE. THE GREAT ROOM IS VERY SPACIOUS AND OPEN TO THE DINING AREA AND DEN AREA. THE LIVING SPACES HAVE A GREAT VIEW OF THE LANDSCAPED BACKYARD AND DOUBLE SLIDERS LEADING TO THE COVERED SCREENED 11 X 17 PATIO. LUXURY LAMINATE AND TILE FLOORS ARE THROUGHOUT HOME. NUVO H2O SALTLESS WATER SOFTNER SYSTEM & UNDER SINK WATER PURIFICATION SYSTEM INCLUDED, WATER HEATER 2023, WINDOWS WITH HURRICANE COVERINGS 2017. 2-CAR GARAGE HAS STORAGE CABINETS AND WORK AREA, NEWER ELECTRICAL PANEL, EPOXY GARAGE FLOORS AND DRIVEWAY, ATTIC WITH PULL-DOWN STAIRCASE. PAVER SIDEWALKS LEAD FROM THE DRIVEWAY TO THE SIDE & BACKYARD PATIOS AND TO THE FRONT COVERED SCREENED PORCH WITH DOUBLE ENTRY ETCHED GLASS DOORS. GUTTER GUARD ON EAST SIDE OF THE HOUSE. HIGHLAND LAKES IS THE ULTIMATE 55+ GOLF COMMUNITY!! LOW MONTHLY HOA FEES OF ONLY $150 INCLUDES: THREE 9-HOLE GOLF COURSES, FREE RV & KAYAK GATED STORAGE, TENNIS, PICKLEBALL, MASSIVE CLUBHOUSE WITH SHOWS, CLUBS, HUGE POOL, SPA, SOCIAL EVENTS, FREE LAKE TARPON PONTOON BOAT CRUISES, LAKE TARPON LODGE, LODGE POOL, YOGA, LINE DANCING, ART & CRAFTS, WOOD SHOP AND SO MUCH MORE!! CONVENIENT LOCATION CLOSE TO 3 PUBLIX SUPERMARKETS, MEDICAL, OFFICES, SHOPPING, RESTAURANTS AND 5-STAR PARKS & GULF BEACHES! NO EVACUATION AREA OR FLOOD INSURANCE REQUIRED. IT’S FLORIDA LIVING AT ITS BEST!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,114 | $3,110 | $3,947 |
Total Monthly Payment | $3,497 | $3,493 | $4,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.