Welcome to your new home! This stunning 3-bedroom, 2-bathroom property also features a versatile bonus room that can serve as an office, entertainment space, or hobby room. Nestled in the gated community of the Villages at Spirit Lake, you'll enjoy access to a host of amenities, including a pool, tennis courts, clubhouse, and a convenient boat ramp. The home's design features a functional open floor plan that flows seamlessly from room to room. Upon entering, you are greeted by soaring high ceilings and beautiful tile flooring. The updated kitchen is a standout, featuring sleek granite countertops, ample counter space, and abundant storage—perfect for any home chef.
This move-in-ready home offers three spacious bedrooms, all with well-maintained carpeting, while the formal dining room and office showcase elegant porcelain tile flooring. The master suite serves as a perfect haven, complete with a walk-in glass shower and an accessible walk-in bathtub. Step outside, and you'll discover a peaceful oasis. The beautifully maintained garden sets the stage for relaxation, highlighted by a koi pond and a cozy gazebo—ideal for unwinding or entertaining.
Don’t miss your chance to see this exceptional home in person. Call today with any questions or to schedule a showing!
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Our Executive Mortgage Banker:
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,641 |
Total Monthly Payment | $2,470 | $2,468 | $3,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.