This is your opportunity to own the eco-friendly tropical garden home of your dreams. This 3 bedroom, 2 bathroom home with a den has been lovingly maintained by it's current owners for over a decade, both inside and out. Inside the home you'll find beautiful tile floors installed in 2016 as you walk into the bright and airy open floor plan. The master bedroom has a very spacious bathroom with his and her sinks, a separate room housing the toilet, updated bath tub and shower combo, and a large walk-in closet. On the opposite end of the house you'll find two bedrooms that have not been lived in as they have served as guest rooms, and a fourth room that is currently used as a large office but could easily be converted to a fourth bedroom. All of the windows and sliders were updated in 2017 and 2021 to impact-resistant double-paned glass, which will save you time during storm prep as you won't have to worry about putting up shutters. The standing-seam metal roof was installed in 2017 and solar panels were added in 2018 and expanded in 2021 to meet the energy needs of the home plus charging requirements for an electric vehicle. The one-acre garden has been carefully curated by the owners to be part nature preserve, part botanical garden and part food forest. As you walk the fully fenced one-acre property you will enjoy the peaceful sounds of birds as you stroll through the nature trails filled with native plants, orchids, tropical fruit trees and 11 raised beds for raising vegetables. The soil has been organically enriched for over a decade so there is no need for fertilizer in this yard. This is a no-mow yard with mulch and shell paths throughout the fully landscaped lush garden. Spend your weekends enjoying the sounds of nature instead of the sounds of a lawn mower. Appliance updates include new AC 2021, new water heater 2024, new tankless sulfur-removal water treatment system 2024, new garage door opener 2024, new KitchenAid dishwasher 2024. Enjoy not having to pay for electricity thanks to the solar panels and energy efficient upgrades to the house. Couple those savings with a low tax bill, no flood zone, and dozens of mature tropical fruit trees and this house basically pays for itself. A list of tropical fruit species in the garden is available upon request and includes hundreds of pineapples, papayas, mangos, coconuts, avocado and many more! The garden also includes a Tuff shed installed in 2015 and a wildlife pond stocked with mosquito fish. Don't miss this incredibly unique opportunity to own this eco-friendly tropical dream home!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $148 | $148 | $148 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,834 |
Total Monthly Payment | $2,458 | $2,456 | $3,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.