One or more photo(s) has been virtually staged. Move-in ready- Completed on Oct. 1st! Builder is offering $10K Flex money to use towards rate buy-down, pre-paids and/or closing costs with use of preferred lender OR with cash sale-flex money would be credited to buyer at closing with signed contract by November 30th! Welcome to an exquisite new construction by Spire Homes, nestled on a clear 1-acre homesite in the sought-after Clearview Estates of Citrus Hills. This home bright and beautiful home embodies modern elegance with an expansive, open layout designed for both comfort and sophistication. The gourmet kitchen is a chef’s dream, featuring premium quartz countertops, soft-close cabinetry, and luxury vinyl plank flooring that flows seamlessly throughout. Eight-foot doors, oversized baseboards, and high-end finishes elevate the space, creating an inviting atmosphere in every room. The well-appointed floorplan includes three spacious bedrooms, 2. 5 bathrooms, a generous office, and a light-filled laundry room. The two-car garage offers a unique bay with a 27-foot depth, ideal for extra storage or larger vehicles. Step out to the expansive, covered lanai where you’ll be greeted by serene views - with minimal yard upkeep for a worry-free maintenance lifestyle. All rooms are pre-wired for cable and fans. Located just minutes from Inverness, this home is conveniently close to new shopping, dining, healthcare facilities, and offers seamless access to the Suncoast Parkway, placing the Tampa Bay area within easy reach. Best of all, this exceptional home, in Citrus Hills, is one of the few offered at an attractive price. Book a tee time at one of the three Citrus Hills Golf & Country Clubs open to the public. Don't miss the opportunity to make this exquisite home yours! For more information and to schedule a showing, please call us today. Your dream home awaits in Citrus Hills! Spire Homes offers a Builder Warranty. Discover Florida living at its finest—where luxury, privacy, and convenience come together in perfect harmony.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $34 | $34 | $34 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,086 |
Total Monthly Payment | $2,504 | $2,501 | $3,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.