This beautiful waterfront home is in the desirable gated community of Esplanade at Starkey Ranch. Custom built by Taylor Morrison, this highly requested Roma model home features 1, 689 Sqf of heated living space with 2 Bedrooms, 2 Full Baths, office/den and 2 car garage. The spacious kitchen features granite countertops, top of the line stainless steel GE appliances including gas range with double oven, and closet pantry. The kitchen opens to the large living room with sliders leading out to the lanai overlooking the beautiful water view beyond. Spacious separate dining area. The primary bedroom suite boasts large bay windows with beautiful water views, bathroom with quartz countertop and two vanity sinks, separate water closet, large walk-in shower and large walk-in closet. The guest bedroom is very gracious in size and features a walk-in closet and has its own access to the guest bath. Spacious office/den with French doors that can easily be converted to a 3rd bedroom. This split floor plan includes many upgrades such, crown molding throughout, granite countertops in kitchen, quartz countertops in both bathrooms, whole house Generac generator, tankless gas water heater, water softener, extended garage, hurricane shutters, remote-controlled luxury shades throughout, motorized remote controlled screens in lanai, and Henri water fountain. A dedicated laundry room is completed with top-of-the-line LG washer and gas dryer, utility sink and built-ins to ease daily life, gas water heater. The A/C installed in 2018 features UV protection. The barrel tile roof was also installed in 2018. Esplanade is an active community and welcomes residents of all ages. Enjoy private access to amenities including a resort-style pool, resistance pool, dog park, playground, fire pit, pickle ball, tennis & shuffleboard. The clubhouse features a 24-hour fitness center, spa, billiards/cards, craft room, catering kitchen & common room. Esplanade Homeowners get to indulge in all the luxuries while enjoying a low maintenance lifestyle! The quarterly HOA fee includes maintenance of the lawn, bushes and irrigation system. Esplanade has 2 gates and is Golf cart friendly. This award-winning community features 22 miles of trails as well as 800 acres of conservation near the 18, 000-acre JB Starkey Wilderness Preserve and much more! Located just north of Tampa, this home is conveniently located near dining, shopping, major highways, hospitals, beaches, Tampa International Airport, entertainment & more! Do not miss this opportunity, schedule your private viewing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $665 | $665 | $665 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,542 |
Total Monthly Payment | $3,551 | $3,516 | $4,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.