Live in paradise with PRIVATE BEACH ACCESS (for only $180 a year). Enjoy FIRST FLOOR living in the well-kept waterfront community of Gulf Harbors. This beautiful end unit condo is well maintained, barely used and offers new appliances, an updated bathroom, and a bonus room that opens to a beautiful conservation area to relax and watch the wildlife. If you are looking for rest and relaxation, this is it! There is assigned covered parking (#106), a private storage closet, and a community laundry room a few steps from the front door. Gulf Harbors offers two swimming pools (one is heated), three clubhouses, shuffleboard, grilling areas, 24-hour security, and an on-site manager. You may optionally join the Gulf Harbors Beach Club (only $180 annually), giving you access to one of the only private beach clubs on the Gulf of Mexico with pavilions, grills, showers, bathrooms, and beautiful sunsets! Storage is available for kayaks, canoes, and paddle boards. Historic and newly revitalized downtown New Port Richey is less than 5 minutes away with new restaurants, breweries, and quaint shopping. The monthly fee includes cable, internet, water & sewer, building insurance, roof, trash service, lawn maintenance, exterior maintenance including roof, escrow reserves, 24-hour security, laundry facilities, and an on-site manager. Perfect for snowbirds and year-round residents alike. All ages are welcome.
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Our Executive Mortgage Banker:
Our Insurance Division:
$126,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,800 | $100,800 | $100,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $126 | $126 | $126 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $671 | $670 | $864 |
Total Monthly Payment | $872 | $871 | $1,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.