Welcome this this beautifully renovated ranch nestled in scenic northern Stony Brook. This home was designed for everyday living, as well as elegant entertaining. Enjoy swimming at West Meadow beach and kayaking on West Meadow Creek as part of Forty Acres beach association. Soak in beautiful sunsets and winter water views from large panoramic Anderson windows in the kitchen and the primary bedroom. 3 Skylights and large windows drench the home in sunlight. The new gourmet kitchen includes professional quality appliances including a 36-inch, 6 burner, natural gas Thermador stove as well as radiant heat. The main level includes a beautiful home office with views of the wooded landscape and river rock wall outlining the driveway, living room with raised ceiling, fireplace, beautiful moulding, wifi controlled lighting, a sitting room, primary bedroom with full bathroom and two walk-in closets, two additional bedrooms with large closets and full bath. After dining, step downstairs to enjoy your favorite movies with the family in the spacious home theater with a 108" screen in the fully finished walk-out basement which also includes (2) Fujitsu ductless units for efficient heating and cooling. Basement includes plenty of storage, garage access and a 25' x 12' play/music room with outside entry. Natural Gas, Fios, hardwood floors and Anderson windows throughout are just a few of this home's many amenities. Conveniently located close to Stony Brook University and Hospital, Stony Brook Village, Port Jefferson Ferry and only 60 miles to Manhattan. Taxes are being professionally grieved
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,395 | $1,395 | $1,395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $5,740 | $5,735 | $6,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.