This beautiful unit within Rolling Oaks is designed with a spacious floor plan spread across two floors. This property features a kitchen w/granite countertops and tiled backsplash, a fireplaced living room, a walk out living room via slider to patio, a main bath w/walk in closet, 2nd floor laundry, & efficient gas heating w/Air conditioning. This home has recently been repainted throughout. A deep attached garage w/workshop provides ample storage. Rolling Oaks is a charming residential complex located on the Eastside of Worcester, conveniently near the Millbury line & all major routes. This location offers easy access to the city's amenities while providing a peaceful suburban atmosphere. This complex is professionally managed & has healthy reserves, low condo fees, and no special assessments. Pets are allowed, see condo docs. Whether you're a first-time homebuyer or looking to downsize, this community promises to meet your needs with its convenient location & well-appointed homes.
Type | Description | Level |
---|---|---|
Bedroom 2 | Second | |
Bedroom 3 | Second | |
Dining Room | Flooring - Stone/Ceramic Tile | First |
Kitchen | Flooring - Stone/Ceramic Tile | First |
Living Room | Bathroom - Half, Flooring - Stone/Ceramic Tile, Exterior Access, High Speed Internet Hookup, Open Floorplan | Main,First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,208 | $2,206 | $2,799 |
Total Monthly Payment | $2,639 | $2,637 | $3,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.