NO DAMAGE OR FLOODING AFTER TWO RECENT HURRICANES. Everything is in perfect condition. Welcome home to this Caya Costa Villa with a large, tranquil & lush fenced backyard. 24-hour guard gate. Spacious, well-maintained, and beautiful great-room villa with 2 Bedrooms, two baths, and a one-car garage over 1, 255 square feet. Vaulted ceilings in most areas of the home. Engineer hardwood flooring in the Great room area and bedroom #2. Priminay bedroom features sliders to a covered & screened Florida room, dressing area & bathroom; updated kitchen with skylight, vinyl plank flooring, marble countertops, wood cabinets, a prepping area with extra cabinets & seating (cooks delight), plus a skylight and inside laundry! Primary bedroom new carpet 2023. Recent updates include a new garage door and opener, 2024 painted in all areas, and the updated hall bathroom. HOA includes recreation: pool, cabana, tennis/pickleball courts, outside painting, roof, sprinkler system & lawn mowing, reserves, and the 24-hour guard gate—boat launch. Boat and kayak storage is for a nominal fee. Ideal location easy access to Tampa & the Area's airports PLUS Minutes away from DOWNTOWN St. Pete, Weedon Island preserve, Restaurants, Shopping, Schools, Museums, Theaters, and much more! Caya Costa features a community pool, tennis courts and also a private boat launch ramp and boat storage. Homeowners pay HOA fees to the Caya Costa association, which takes care of your yard, neighborhood, facilities and guard gate. There is also a neighborhood wherein the HOA takes care of the homes’ roof – almost like a condo! enjoy this type of maintenance-free living in Caya Costa St. Petersburg.
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,200 | $339,200 | $339,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,257 | $2,254 | $2,908 |
Total Monthly Payment | $2,591 | $2,588 | $3,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.