BACK ON MARKET AND READY TO GO!! MIRS and SIRS INSPECTIONS COMPLETED AND PASSED! Monthly HOA Fees Likely to be REDUCED due to Better Insurance Quote! Welcome to Waterfront Elegance at Diamond Isle Condo! Imagine the golden hues of sunset reflecting off the sparkling Clearwater Harbor, and the promise of another perfect day on Island Estates. This lifestyle awaits you at this Island Estates waterfront 2-bedroom, 2-bath condo nestled on the 5th floor of the desirable, well-maintained Diamond Isle Condo. As you step inside, you're greeted by a cascade of natural light, lighting up a spacious living room that seamlessly flows into the dining area. Picture yourself sipping your morning coffee in the living room nook with beautiful water views. Updated kitchen with eat-in kitchen space and laundry in your unit. The master bedroom is a sanctuary with an en-suite bath and generous walk-in closet storage space. And for those who dream of adding their personal touch, this condo is a blank canvas ready to be transformed into your waterfront oasis. But the allure doesn't stop within these walls. The Diamond Isle community is a haven for those who crave an active, waterfront lifestyle. Dive into the heated and cooled swimming pool, challenge a friend to a tennis match or pickleball, or indulge in a BBQ under the Tiki hut. For the avid boater, the community dock beckons, with boat slips available for rent. And yes, we've also thought of your furry friends – this is a pet-friendly community for one pet under 20lbs! It comes with a covered carport to protect your car from the direct sunlight. Location? Unbeatable. You're moments away from the world-renowned Clearwater Beach, a playground of soft sands, azure waters, and endless recreation. And when you're in the mood for a culinary treat or some retail therapy, many restaurants, shops, and the local grocery store are just a stone's throw away. This isn't just a condo; it's the lifestyle you've dreamed of. A blend of relaxation, luxury, and adventure. And it's all here, waiting for you to seize it. Don't let this slice of paradise slip away. Schedule your private tour today and enter the waterfront dream you've always desired. Structural Integrity Inspections required by the State of Florida have passed with no concerns. The building has well-funded reserves. Contact for additional information and reports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,353 | $2,351 | $2,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.