Charming FULLY FURNISHED Bungalow with Exceptional Potential! Nestled among million-dollar homes, this charming, fully furnished bungalow offers an ideal location within walking distance to downtown, making it perfect for those who enjoy the convenience of urban living. The large front porch, with a screened-in area, invites you to relax and enjoy the peaceful tree-lined street. With a spacious backyard that provides ample room for a small boat or RV, with a double gated fenced with access from the alley. The detached garage is a standout feature, offering electricity, natural gas, and water hookups, and could potentially be converted into a rear MIL suite (please verify with city zoning). The garage is also an excellent space for a pool house, as the large backyard is ideal for adding a pool. Inside - the downstairs has gorgeous bamboo flooring and high ceilings with an expansive living/family room, option for a den/office and a formal dining room overlooking the kitchen which has undercabinet lighting and tiled back splash - adding a modern touch to the space. Separate interior laundry area. The downstairs master suite boasts a generous walk-in closet, and the upstairs fourth bedroom has the option to be converted into a second bath, with concept drawings available. Recent updates include a 2015 roof and a 2021 HVAC system, ensuring peace of mind for years to come. With fresh paint and the potential for further customization, this property offers plenty of opportunity to be an excellent investment. Located in a NON-EVACUATION ZONE and NOT in a flood zone, this home is a rare find at this price point with the potential to make it your dream home with room to grow. Don't miss the chance to own a piece of this sought-after neighborhood at an exceptional price point!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $1,257 | $1,257 | $1,257 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,226 | $4,281 | $5,795 |
Total Monthly Payment | $5,575 | $5,630 | $7,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.