This 2-bedroom, 2-bath home with a 1-car garage, offers 1328 sq. ft. in the desirable 55+ community of Mainlands of Tamarac by the Gulf. Completely updated in 2022, you will see luxury vinyl flooring that extends throughout the living room, dining room, and bedrooms. The kitchen has Shaker-style white cabinets with soft-close features, stainless steel appliances, granite countertops, inset lighting, remote control fan, and tile flooring. Both the primary and guest bath have tile floor and are beautifully updated. There is a step-in shower in the primary bath and a shower/tub in the guest bath. The bedrooms have remote control fans, walk-in closets plus there is an additional walk-in closet conveniently located in the hallway for extra storage. This home is equipped with double-paned, low-e impact windows throughout, ensuring energy efficiency and has French drains on both sides of the property for added protection. Off the large family room there is a door to a fenced, 170 sq. ft. patio perfect for entertaining your family and friends. Plenty of room for your barbecue, too. The clubhouse has a heated pool where you can take a dip or join in the various activities such as dances, shuffleboard, bingo and cards. Mainlands is a golf cart-friendly community, situated just minutes from the Mainlands Public Golf Course, Freedom Lake Park, local beaches, airports, and downtown St. Petersburg. The maintenance fee includes coverage for the roof, which was completed in 2022, as well as exterior painting, cable, internet, trash, water/sewer, lawn care, access to the clubhouse and pool. This home is move-in ready. Call today to schedule your showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,600 | $271,600 | $271,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $347 | $347 | $347 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,807 | $1,805 | $2,329 |
Total Monthly Payment | $2,229 | $2,227 | $2,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.