MAINTENANCE-FREE villa in the desirable and conveniently located community of Lake Bernadette Golf and Country Club. The villa sits on a premium golf front lot on the picturesque 14th fairway, with views that are best enjoyed from the expanded, screened and covered lanai. Rain or shine, the lanai will quickly become your favorite spot. With its Eastern exposure, you can welcome the morning sun while relaxing with your coffee, plus a shaded lanai in the afternoon and evenings. This 3 bedroom, 2 bath home, with an open kitchen and family room, is immaculate, updated, well maintained and move-in ready! Numerous recent updates include: A new roof and HVAC in 2022, hot water heater in 2023 and a new $3, 300 water softener & de-chlorination system in 2024. The 2-car garage has new shelving and storage racks, plus additional outlets and a new breaker for the HVAC system, installed by a licensed electrician. Interior updates include; freshly painted interior walls, doors and trim, new door hardware and fire alarms throughout the home. The roomy kitchen is adorned with beautiful 42” cherry cabinetry, stainless appliances, granite countertops, with a new backsplash, commercial shelving in the pantry, a new center island and new granite on the kitchen bay window seat. Both bathrooms have been updated with new granite countertops, sinks, faucets, shower heads and soft-close toilet seats. Additionally, a new 2024 clothes washer, new light fixtures in the hallways and a combination code deadbolt on the main entrance door. Low HOA dues include lawn maintenance, trash removal, roof repair/replacement and exterior painting as needed. Lake Bernadette is a beautiful and active golf course community with a clubhouse, 2 community pools, tennis and pickleball courts, fitness center and playground. We are conveniently located near an abundance of shopping, restaurants, medical and educational facilities, unlimited entertainment options, major interstates and two international airports. Don’t miss your opportunity to own this special home and enjoy all that Lake Bernadette and the Greater Tampa Region have to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$322,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $257,600 | $257,600 | $257,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $394 | $394 | $394 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,714 | $1,712 | $2,209 |
Total Monthly Payment | $2,183 | $2,181 | $2,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.