One or more photo(s) has been virtually staged. Enjoy spectacular Atlantic Ocean views from every room and the TWO balconies of this “penthouse”, top floor, end unit condo at New Smyrna Beach’s gorgeous Smyrna Beach Club (with 4. 6-star Google reviews!). Just crack the sliding door from the bedroom to the south balcony and you’ll be falling asleep to the sound of ocean waves at night, then sip your coffee in the morning on the east balcony to enjoy a peaceful sunrise – this home is a slice of paradise! From rocket launches, occasional whale sightings, kite surfers, sea birds soaring almost within arm’s reach, July 4th fireworks and more, the breathtaking sights you’ll enjoy from your private balconies are simply amazing. In addition to can’t-be-topped views, this beautiful 1 bedroom/1 bathroom home features BRAND NEW paint and carpet (Nov 2024), an ocean-facing office/reading nook right off the bedroom, a spacious walk-in closet, and a prime location in the building that is literally just a few steps from the community laundry room and elevator. The kitchen also has ocean views and features a breakfast bar, modern can lights, a pass-through window to the office/reading nook and ample cabinet and countertop space. Need storage space? A nice sized hall closet fits the bill for luggage, beach chairs and more. All kitchenware, the bed, balcony furniture and the dining room table and chairs are included. Smyrna Beach Club offers the best in amenities and location, including a heated and cooled oceanfront community pool, large clubhouse, tennis/pickleball courts, shuffleboard, grill area, gated parking lot, modest short term rental restrictions (minimums of 2 weeks in winter & 1 week in summer) and a pet-friendly policy. Located on a “no drive” beach, you will be just a few miles from Canaveral National Seashore and from Southern Living Magazine’s #1 ranked (June 2023) “best seafood dive restaurant in Florida”, JB’s Fish Camp, an iconic local favorite. This is a rare opportunity to own an incredible home – schedule your showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,080 |
Total Monthly Payment | $2,589 | $2,586 | $3,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.