One or more photo(s) has been virtually staged. Welcome to your new home in the highly sought after maintenance-free community of Mira Lago at Palmer Ranch. Your new chapter in paradise begins here, in this elegantly landscaped private enclave of homes with a very reasonable HOA fee. This two-story single-family home has an abundance of natural light, architectural elements and oversized windows which lend to its character and style. You will love preparing meals in this oversized kitchen featuring granite countertops, stainless steel appliances, and ample cabinet space. A two-tiered kitchen counter allows for bar-stool seating, expands into an additional dining area, and is framed with lovely French doors that open into the home’s sunroom. The great room has vaulted ceilings with plenty of space for a formal dining area and a formal living room. The first floor contains the primary suite, complete with en-suite bathroom and walk-in closet. The primary en-suite bathroom has the convenience of a double sink vanity, standalone shower, soaking tub, and large linen closet. A rarely found half bathroom and utility room for the washer and dryer complete the first-floor. The second story contains two additional bedrooms and a second full bathroom with an architecturally elegant round window. As a bonus, this home has a barrel-tile roof and two car garage with room for storage. The home’s location is ideally situated close to the community’s pool, in a gated community and is a short walk or bike ride to the Legacy Trail, is close to some of the best golf courses Sarasota has, with TPC Prestancia across the street from the community, is convenient to shopping, and only minutes away from the renowned silky sand beaches of Siesta Key. Spend your time relaxing in this pet friendly community, living and exploring while your exterior landscaping, mowing and exterior home painting is handled for you! Do not hesitate and book a showing today. Property sold as-is.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,183 | $3,180 | $3,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.