Step into this elegant young Victorian-style home, built in 1996, which offers an abundance of space and timeless character. Nestled in a serene residential area of New Rochelle, NY, this home is just minutes from Larchmont's vibrant downtown and train station, making it ideal for those seeking a blend of comfort, convenience, and a beautiful neighborhood. The first floor offers an expansive open layout featuring living room, dining room, eat-in kitchen, and a cozy family room with a fireplace. There's also a dedicated office space, ideal for remote work, and a charming wrap-around porch perfect for relaxing or entertaining. The second floor offers four generous bedrooms, including a luxurious master suite and an additional en-suite bedroom. The third floor offers two versatile rooms that can serve as a home office, guest suite, or au pair quarters. Private, fenced backyard ideal for enjoying outdoor activities, family gatherings, or a safe play area for pets and children. BuildingAreaSource: Public Records, ConstructionDescription: Clapboard, LeaseTerm: Short Term Lease, RentIncludes: None, Trash,
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Our Executive Mortgage Banker:
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$10,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $8,000 | $8,000 | $8,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $53 | $53 | $67 |
Total Monthly Payment | $128 | $128 | $142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.