This phenomenal midcentury residence has all the amenities of 2024. Solar Energy! Hybrid hot water heater! Space for multigenerational living! Perfection! An open-concept living and dining space flows easily into the updated kitchen, which features granite countertops, trendy wood cabinetry, a large island topped with butcher block, and stainless-steel appliances. There is a unique configuration of the bedrooms, one leads into the primary and would be ideal for a home office, media room, nursery, or perhaps a future mother-in-law suite. The spacious primary retreat offers a walk-in closet and a luxurious en-suite bath with an oversized walk-in shower. Love to be outdoors in any season? Take advantage of the backyard screened enclosure with vinyl window coverings or sit on your open front porch. The fenced yard has plenty of room for a pool. Premium upgrades include a new 50 year roof with transferable warranty, insulation in the attic, plantation shutters and new blinds, wood laminate flooring in the bedrooms and polished terrazzo in the living areas. Have peace of mind as there are hurricane shutters, the irrigation system is already on a well, and the washer/dryer is new. The hybrid hot water heater takes hot air from the garage to the tune of only $40 per year to run! Imagine the savings your solar panels will bring! The exceptional central St Petersburg location will give you quick access to the beaches or the ‘Burg. However, this is a home you will never want to leave!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,670 | $2,668 | $3,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.