Step into the timeless charm of this beautiful two-story farmhouse, an ideal haven for first-time homebuyers eager to start their homeownership journey. The picturesque wrap-around porch welcomes you, offering a perfect spot for morning coffee or evening relaxation as you take in the peaceful surroundings. Inside, you'll be greeted by sunlit spaces filled with old-world charm. Original details, such as intricate window casings and moldings, pair perfectly with tall ceilings and recent updates to create a home that's as functional as it is full of character. Original hardwood floors flow throughout, guiding you through a thoughtfully designed first floor that includes a formal dining room, a cozy living room, and an inviting entryway. The kitchen, equipped with stainless steel appliances, awaits your culinary creations. Upstairs, you'll find three spacious bedrooms and a finished bonus room, perfect for a home office, playroom, or extra storage. Conveniently located near the charming village of Wurtsboro, this home offers easy access to local attractions and a commuter-friendly distance to NYC, just 90 minutes away. Whether you're exploring nearby hiking trails, enjoying local shops and eateries, or simply savoring the tranquility of your own space, this farmhouse is ready to welcome you home. Your story begins here don't let this opportunity pass you by! Appliances: Electric Range BuildingAreaSource: Public Records, InteriorFeatures: Built-in Features, Crown Molding, Natural Woodwork,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,126 |
Total Monthly Payment | $2,080 | $2,079 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.