Nestled in the picturesque town of Warwick, NY, 8 Old Cross is a spacious and well maintained colonial home offering a perfect blend of charm and modern amenities. Set on a serene street just 8 minutes from the vibrant village, this property boasts classic curb appeal with mature landscaping, and a spacious level backyard ideal for outdoor entertaining. Inside, you'll be welcomed by a warm and inviting atmosphere. The main level features a well-appointed living room perfect for relaxing evenings, as well as a formal dining room that flows seamlessly into the updated kitchen with stainless steel appliances, ample cabinetry, and plenty of counter space for meal prep. Upstairs, the home offers four generously sized bedrooms, including a spacious primary suite with plenty of natural light, full bath and custom closets. The other three bedrooms are perfect for family, guests, or a home office, each with charming details and ample closet space. The lower level includes a large finished walk out basement (800 additional square feet) with plenty of storage and potential for additional living space with a full bathroom. Outside, enjoy the peaceful, yard with mature trees and deck offering a great spot for outdoor dining, gardening, or simply unwinding after a long day. Located in the Warwick School District and just a short drive to charming shops, restaurants, and local wineries, this home offers a rare opportunity to live in a location within close proximity of schools, local supermarket and downtown Village. Don't miss your chance to experience the beauty and tranquility of 8 Old Cross schedule your showing today. Appliances: Gas CooktopGas Oven BuildingAreaSource: Public Records, ConstructionDescription: Vinyl Siding, InteriorFeatures: Open Floorplan, Recessed Lighting, Storage,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $507,200 | $507,200 | $507,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,017 | $1,017 | $1,017 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,374 | $3,371 | $4,277 |
Total Monthly Payment | $4,483 | $4,480 | $5,386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.