Wow, this home is a true gem! Move into this beautiful raised ranch near Gallagher Park. The updated home features a spacious, renovated kitchen with an open floor plan and a large eating area. A recently added sliding door lets in plenty of natural light, providing a view of the expansive deck and beautifully landscaped, private backyard. The mud room has great space and is an added plus leading from the kitchen. The home includes a large main bedroom and a spacious second bedroom, while the generous living room is ideal for social gatherings. If you need more room, you can enjoy the lower-level family area, which includes a separate laundry room and a designated space with a new heating system and a 2019 hot water tank. This stunning home has been meticulously maintained. Upgrades include a new roof, vinyl siding, windows, heating system, and hot water tank. The attached garage allows easy access to the lower level. Everything has already been taken care of for you.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | First |
Dining Room | Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider | Main,First |
Kitchen | Dining Area, Balcony / Deck, Kitchen Island, Exterior Access, Open Floorplan, Recessed Lighting | First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | Main,First |
Master Bedroom | Flooring - Hardwood | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $426 | $426 | $426 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,766 |
Total Monthly Payment | $3,440 | $3,437 | $4,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.