Nestled on one of New Paltz's most sought-after dead-end roads, this charming custom-built ranch combines timeless original stonework with 2. 5 serene acres of countryside living. The circular driveway welcomes you to a home perfectly positioned for breathtaking west-facing views of Mohonk Mountain and direct rail trail access. Here, you'll experience enchanting sunrises and sunsets on a tranquil residential street. The home has been meticulously cared for, inside and out, and boasts a mid-century modern design with a bright, open layout. The living room, featuring a cozy wood-burning fireplace, flows seamlessly into the dining area and the spacious eat-in kitchen ideal for both quiet mornings and entertaining. The north wing includes three generously sized bedrooms and a stylish full bathroom with a double vanity and updated tub/shower with a tile surround. A convenient half bathroom is also located in this wing. Downstairs, a full unfinished basement offers endless possibilities, whether you envision a media room, home office, or additional living space. The property also includes a one-car garage, a sprawling front yard with ample sunlight, and limitless potential to make it your own. This home invites you to create your dream space in one of New Paltz's most peaceful and picturesque settings. Appliances: Electric Cooktop BuildingAreaSource: Public Records, FireplaceFeatures: Living Room, Flooring: Carpet, FoundationDetails: Block, InteriorFeatures: Open Floorplan, LotFeatures: Back Yard, Front Yard,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $960 | $960 | $960 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,429 |
Total Monthly Payment | $3,696 | $3,693 | $4,464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.