Discover your Florida dream home in the sought-after Key Vista 55+ Gated Resort-Style Community! This beautifully updated 2-bedroom, 2-bath home features a private den, a spacious 2-car garage, and serene water views teeming with Florida wildlife like herons, cranes, and turtles. High & dry! No flood insurance is required, and the home sustained no damage from recent storms. Recent Updates include: NEW ROOF in 2022 and the AC System was installed in 2018. Updated New Lanai, Newer Porcelain Tile Flooring throughout, Plantation Shutters throughout, and Ceiling Fans in most every room. Designed for both relaxation and entertainment, the open-concept layout seamlessly connects the living spaces and kitchen, which features Corian solid surface counters, ample cabinetry, a newer Bosch dishwasher, a breakfast bar, and a cozy breakfast nook. The thoughtful three-way split floor plan ensures privacy, with the owner’s suite offering a generous walk-in closet and en suite bath. A Murphy Bed in the 2nd bedroom provides Efficient Use of Space and is conveniently located near a full bathroom. A versatile Den at the front of the home can be used as a third bedroom, craft room, fitness room, or home office. Step onto your screened lanai to enjoy a tranquil retreat with park-like, waterfront views—perfect for unwinding with morning coffee or evening wine while soaking in the beauty of nature. THE LOW MONTHLY HOA FEE INCLUDES: Spectrum Internet & Cable, Full Lawn Care Service Includes Shrubs & Lower Height Tree trimming, Irrigation System, and Exterior Paint every 7 years. Residents enjoy exclusive access to two Clubhouses, 2 swimming pools (Key Vista Villas Pool is Heated/Cooled), Relaxing Spas, Fully Equipped Fitness Center, Yoga Room, Tennis/Pickleball Courts, Playground, Vibrant Community Center offering activities such As Water Aerobics, Crafts, Bingo, Bunco, Happy Hours, Holiday Parties, Golf Cart Parades, and More. Situated in a prime location near Key Vista Nature Park with hiking trails, Anclote Gulf Park w/Fishing Pier, Dog Park & Playground, and Anclote River Park with a Beach, Playground, and Boat Launches. This home is just minutes from beautiful beaches, marinas, shopping, dining, and easy access to US Hwy 19, all surrounded by natural beauty. This is more than just a home; it is a lifestyle waiting to be embraced. Schedule your private showing today! Some furnishings and décor are available for separate purchase. **ASK ABOUT FINANCING OPTIONS - 1% RATE REDUCTION OR 100% FINANCING. **
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,944 | $2,496 |
Total Monthly Payment | $2,421 | $2,396 | $2,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.