This charming colonial-style detached home is situated in a peaceful, sun-filled neighborhood, offering both tranquility and convenience. It is ideally located with easy access to key amenities. Nearby schools include Wooden Shoe Nursery School (2 minutes by car), Alden Terrace School (3 minutes), and Elmont Memorial High School (4 minutes). For outdoor enthusiasts, Valley Stream State Park is just a 5-minute drive away, perfect for various recreational activities. Major highways, including the Southern State Parkway, Belt Parkway, and Cross Island Parkway, are only a few minutes' drive, providing seamless travel options. The LIRR Rosedale Station is a quick 6-minute drive, and Green Acres Mall, a large shopping center, is only 10 minutes away. When it comes to assessing a property's value, location is paramount-location, location, location. This home offers the perfect setting to meet all of your family's needs. It also presents a wonderful opportunity for you to make it your own, transforming it into a unique and highly desirable place to live!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $891 | $891 | $891 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $4,171 | $4,168 | $5,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.