Simply wonderful, year-round, Hudson Valley lakeside (not lakefront) cottage retreat on Whaley Lake, the only motorized, private lake in Dutchess County! Meticulously maintained and move-in ready. Nothing to do but pack your sports equipment! Gorgeous and relaxing seasonal views of the lake from the patio and upstairs deck. Plenty of room to entertain in the open concept main floor. Private space in the rear of the house for a fire pit! Ten minutes to the Village of Pawling offering fine dining at McKinney & Doyle; discover coffee shops, bakeries, and the Seasonal Pawling Farmer's Market and Pawling Recreation, where something is always happening. Check out live music, almost nightly, at Daryl's House Restaurant and Live Music Club just 12 minutes away. Ski local at Thunder Ridge or drive just an hour to beautiful Mohawk Mountain in Connecticut. Bellayre Mountain Ski Center just 1hr45 and Catamount Mountain Resort 1hr15. Nearby access to hike or bike the Empire State Rail Trail. In the summertime, buy a boat, kayak, fish or just swim in the lake. Dock space is first come, first serve (please inquire for more info). Entry to private, association beach and picnic area is located directly across from the property. Only 1hr20 to Manhattan by car and 13 mins to Pawling Metro North. Come see the perfect getaway you've been looking for! Appliances: Gas Range BuildingAreaSource: Public Records, ConstructionDescription: Stucco, InteriorFeatures: Open Floorplan, Recessed Lighting, Utilities: Propane,
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $528 | $528 | $528 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,499 | $3,171 |
Total Monthly Payment | $3,105 | $3,102 | $3,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.