The “OAKS III” community is a FAVORITE and it’s easy to see why! First, the LOCATION can’t be beat; QUIET, yet close to stores, restaurants, golf, and only 5 miles to the Beach Park and boat ramp! The SETTING is incredible, with gorgeous over-hanging oak trees, ponds, fountains, and mature, well-maintained landscape. Great AMENITIES, including a Clubhouse, walking trails, picnic areas, heated saltwater swimming pool, bocce ball, shuffleboard, cornhole, grounds maintenance, exterior building maintenance & insurance, pest control, sewer, trash, water, AND, GREAT NEIGHBORS! The Oaks is known for being a FRIENDLY & COMFORTABLE NEIGHBORHOOD. The HOME is SPACIOUS at 1011 square foot under air. It offers THREE BEDROOMS and TWO FULL BATHROOMS. The primary bedroom is SPACIOUS at 11 x 15 ft with an ensuite bathroom and TWO LARGE CLOSETS. The TWO GUEST BEDROOMS are both 10 x 11 ft, also with LARGE CLOSETS. Being a CORNER UNIT, the home offers plenty of SUNLIGHT and gorgeous VIEWS. The FOYER is tiled and private, with a screen door to let the AIR FLOW through. The LIVING ROOM is carpeted and bright with a fabulous SCREENED-IN PATIO that is large enough to entertain on or just have a peaceful moment. The KITCHEN is fully stocked and has a pretty tiled backsplash, dinette area, and a window letting the light & fresh air in. There’s even INTERIOR LAUNDRY! This home is being offered TURN-KEY FURNISHED; so just bring your tooth, bathing suit and be ready to enjoy! This is a WELL-MAINTAINED home, only owned by 2 other people. The 3-bedroom home allows you the luxury of extra guest space, or extra space for you – because you always need that extra storage space, and a place to take care of the bills, do your hobby, or just get away from that other person for a bit. This unit did not have any damage from the recent hurricanes. And the roof is brand new. No scheduled or upcoming special assessments, and no crazy extra fee on your taxes for extra community development (CDD) in this community. The home is on the SECOND FLOOR, with no elevator, so a short staircase - shared with one other home - is involved. The second floor provides more PRIVACY, SECURITY and GORGEOUS VIEWS. Treat yourself to this gorgeous home and community in PARADISE.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,200 |
Total Monthly Payment | $1,238 | $1,237 | $1,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.