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2231 Utopian DRIVE E, #321, Clearwater, FL, 33763 | $244,900
Welcome to your opportunity to own a rare 3 bedroom, corner unit on the top floor in the "Paradise" section of On Top Of The World in Clearwater. Built in 1995, this special section has its own private gated entrance. Light and bright is an understatement, with windows bringing the sunshine into virtually every room. High ceilings and a very open floor plan are a wonderful bonus . This is the Florentine layout, on the top floor, with elevator access in the building. There's a good sized laundry room in the unit too, perfect for some extra storage and washer/dryer are included. The 3rd bedroom is often used for a den/office and has enough bookshelves for a small library. . . . . and you will love the hidden closet behind all of those books! The hot water heater is from 2018, and the owner painted the interior in 2019. On Top of the World is a lovely 55+ gated, pet friendly golf community. Amenities include 2 Golf Courses (18-hole and 9-hole), as well as 2 Pools (one heated), Sauna, Hot Tub, computer room, library, cafe, dog park, woodworking shop, lawn bowling, walking trails, Pickleball and tennis courts! The newly remodeled Cardio Gym is equipped with up to date exercise machines. Lots of entertainment, and numerous clubs to have fun with friends. This home is less than 30 minutes away from the famous Clearwater Beach, 15 minutes away from Downtown Dunedin, and 5 minutes from Countryside Mall. Overall, this is a great property to call home! Make an offer today on this Sunshine State gem!
Features
- Elevator: Y
- Heating: Central
- Cooling: Central Air
- Levels: 3
- Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Complex: ON TOP OF THE WORLD
- Year Built: 1995
- Approx Sq. Feet: 1,350
- Est. Taxes: $3,132
- Condo Fee: $518 Monthly
- Lot Desc: Corner Lot, Near Public Transit, Sidewalk, Street Dead-End
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8322565
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8322565/2231utopiandrivee_clearwater_fl?source=qrflyer
Listing courtesy of LIPPLY REAL ESTATE Phone: 727-314-1000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2231 Utopian DRIVE E, #321, Clearwater, FL, 33763
$244,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $195,920 | $195,920 | $195,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
| Monthly Tax Payment | $261 | $261 | $261 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,287 | $1,302 | $1,652 |
| Total Monthly Payment | $1,623 | $1,638 | $1,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388