Welcome to this beautiful Philadelphian model home in the Circle Square Woods area of On Top of the World. This 2-bedroom, 2-bathroom, 1. 5 car garage home is located on a beautiful tree lined street and has been tastefully and meticulously updated. The renovated kitchen (2021), boasts of Shaker Style cabinets with 36 inch upper cabinets, lots of storage space in all the drawers and cabinets. The beautiful glass backsplash and granite countertops are just a few recent upgrades. Luxury Vinyl Plank water proof flooring with 5 inch baseboards throughout the home. The bedrooms are on the left side of the home. The spacious Primary bedroom boasts a large walk-in closet with ample shelving and hanging space and en-suite bath with step-in shower. Newer vanities, comfort height toilets, Glass shower doors and grab bars in both bathrooms. All the appliances were also replaced (2021). Roof replaced (2020). A/C (2010). All new Simonton Energy efficient high impact Hurricane Windows with Plantation Shutters and storm door throughout the home (2024). The lanai was converted into a four-season bonus room with Honeycomb Blinds that operated up & down. The interior walls and trim were freshly painted in 2023. All the ceilings were resurfaced to knock down and Orange peel texture added to the walls. All new R-38 attic insulation (2023). Next to the Washer is an SS laundry sink for added convenience. Gutters/guards (2023). The home features an extended driveway. Make your appointment today. You won’t regret taking the time to see this one. Located in Ocala’s premier, gated, active 55+ community, On Top of the World is a world-class community, The monthly HOA fee includes, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, 24/7 guarded gates and all the amenities that OTOW offers: three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, 23 pickleball courts, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,708 |
Total Monthly Payment | $1,495 | $1,494 | $1,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.