This charming 1890 Colonial features approximately 1964 square feet of living space with four to five bedrooms and two full bathrooms. The interior has a very nice neutral color palette, an abundance of natural light a spacious layout and beautiful wood floors throughout. The remodeled kitchen is very well-appointed, featuring ample counterspace and cabinets, center island, and stunning solid surface counter tops. The formal dining room is large and inviting, The living room showcases a charming brick fireplace and the family room features a woodstove, creating a cozy and inviting atmosphere for chilly days and nights. The primary bedroom is generously sized, flooded with natural light and provides a full bathroom/ensuite. The additional three bedrooms are also upstairs. Stepping outside enjoy the large deck, fish pond, perfect spaces for outdoor relaxation and entertaining. The home sits on a wonderful half acre lot and boasts plenty of beautiful lush landscaping surrounding the property enhances the overall character and curb appeal of this coastal dwelling. Situated in the quaint coast town of Waterford a short distance to beaches and parks offering the residents an opportunity to enjoy the peaceful and picturesque location. The combination of the enticing beach vibe, the charming farmhouse aesthetic and the comfortable, well-appointed interior make this a property an ideal choice for those seeking a serene living experience.
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,348 | $3,344 | $4,244 |
Total Monthly Payment | $3,926 | $3,922 | $4,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.