Looking for a great space for extended family or in-home office. This home has lots of updates and lots of original charm. First floor offers a great updated kitchen, living / office space, full bath and 2 additional rooms with a ramp off the rear entrance and a wonderful front porch and bonus room to enjoy. Second floor is spacious, 2-4 bedrooms, living room, sun room, full bath and eat-in kitchen. Private entry is off the sun room. PLUS a third floor additional space and views of the Thames River. You can watch the fireworks from there. This versatile floor plan has numerous possibilities. Natural gas, central air (on the first floor), 2 car detached garage, full basement. Short walk to the river, marinas, restaurants, short ride to Ocean Beach. Floor plans with room sizes are viewable. The city lists as a 3 bedroom, but there are additional rooms to use as bedrooms. third floor has limited heat vents. Property is in a Single Family Low Density Residential District (R-1A). Two family dwellings are not permitted. City issued a Certificate of Compliance for mixed use, copy attached. Single family with accessory apartment are permitted by special permit. Zoning Regs attached.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Eat-In Kitchen | Main |
Eat-In Kitchen | Upper |
Full Bath | Main |
Full Bath | Upper |
Living Room | Main |
Living Room | Upper |
Other | Other |
Other | Other |
Primary Bedroom | Main |
Sun Room | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $443 | $443 | $443 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,029 |
Total Monthly Payment | $2,908 | $2,905 | $3,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.