This is your chance to live in the exclusive community of Torreya, a hidden gem with only 21 half-acre homesites nestled within the highly sought-after centrally located Hidden Oaks subdivision. This custom built 3BR+den, 3BA home, has a row of oversized rear windows that fill the space with natural light and offer panoramic views of the incredible back yard. Once inside you will love the warmth of this great layout which features custom woodwork and shiplap details adding charm and character throughout. The gourmet kitchen features granite countertops, Kitchen Aid and Bosch stainless steel appliances and beautiful wooden cabinetry with a neutral white finish. The Butler’s pantry is equipped with a wine refrigerator, sink, and ample space for drinkware, which is perfect for entertaining guests. The soaring 10-foot ceilings create an airy and open feel, while the formal living room boasts a 12-foot tray ceiling and gas fireplace, adding a touch of sophistication. The primary suite will be your private oasis, boasting an en-suite bathroom that has been luxuriously updated with a walk-in shower, a stand-alone tub, and a dual sink vanity. The office/nursery/den is conveniently situated just off the master bedroom. This split floor plan has a separate en-suite on the other side of the home so everyone can enjoy their privacy. The third bedroom is ample with a nearby bathroom and lots of windows. Other great features of this home: welcoming front porch, dual pane Anderson high performance windows, all new toilets, newer water heater, newer pool heater, NEW ROOF 2022 and a NEW HVAC system 2023 ~ ensuring peace of mind. There is the basic layout for an outdoor kitchen by the newly resurfaced pool/spa which offers a great space for grilling or complete your setup on the backyard cement patio, surrounded by landscaping and shady trees, offering a secluded outdoor space for everyone to enjoy. The 3-car garage has a AC mini split that will keep everyone cool and will be great for: car enthusiasts or an ideal space for a great workshop/home gym. The oversized backyard invites a setting for fabulous recreational space. This home offers easy access to all the exciting attractions the city has to offer ~ UTC, Benderson Park, and downtown. Don’t miss out on this rare opportunity, call today to learn more before it’s gone! PLEASE SEE ENVIRONMENTAL REPORT ATTACHED TO THIS LISTING!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.851% | 6.790% |
Monthly Tax Payment | $629 | $629 | $629 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,354 | $4,410 | $5,970 |
Total Monthly Payment | $5,075 | $5,131 | $6,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.