Unlock your dream home with this gorgeous expanded cape on over 1/4 of an acre in the Lawrence Farms section of Bay Shore, NY! This 3 bedroom, 2. 5 bathroom home features a generously appointed custom kitchen with radiant heating in the porcelain tile floor, quartz countertops, stainless steel appliances that includes a gas oven/cooktop, wine fridge, recessed lighting and easy access to your washer/dryer and powder room! The living room is perfectly set up to relax and includes a gas fireplace, 3/4 inch hardwood oak floors, recessed lighting and crown molding. Moving on to the great room, there is plenty of room to entertain with both a den and dining area accentuated by luxury vinyl flooring and an emphasis on natural light from the two skylights off the cathedral ceilings! When you go upstairs, the primary bedroom has plenty of storage and a bathroom en suite! The two additional bedrooms and full bathroom are all meticulously maintained. The backyard is an oasis for any occasion with a large Trex deck off the back of the house overlooking the 32x16 heated inground pool with a built-in overflow spa and inground sprinkers to maintain the perfectly manicured lawn! And the partially finished basement is the perfect hang out to be tailored to your heart's desire! Additional features include a 1 car attached garage, natural gas heat, 200 amp electric, sewers and 4 zones of heat. With close access to the LIRR and Sunrise Hwy for commuting and its proximity to Brightwaters as well as Long Island's renowned Robert Moses and Fire Island beaches, this home checks every box!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,992 | $599,992 | $599,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,120 | $1,120 | $1,120 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,144 |
Total Monthly Payment | $5,204 | $5,200 | $6,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.