1473 Areca Palm DRIVE, Port Orange, FL, 32128 | $420,000

EASY OWNER FINANCING AVAILABLE @4. 99 RATE* WITH 20 percent DOWN. This MOVE-IN READY 4/2 is located in the coveted lifestyle community of The Villages of Royal Palm. This AWARD-WINNING neighborhood is truly the place-to-be in Central Florida providing you with fun-filled, worry-free, resort-style living. Hate doing yard work but want a beautiful yard? This HOA covers that for you…THEY MOW YOUR LAWN! YES! AND fix your sprinklers, mulch, paint & pressure wash your house & driveway! The HOA also includes cable & internet. Love hanging by the pool but don’t want to maintain one? Then you’ll love the clubhouse which has multiple pools. The clubhouse also has a jacuzzi, tennis courts, billiard room, card room, library, fitness center, full kitchen with catering, tennis courts, bocci court, shuffleboard court, and putting green.
When you aren’t living your best life up at the club, you’ll be thoroughly enjoying your own private oasis: a spacious & beautiful home which features volume ceilings, granite counters, wood cabinets, stainless appliances, as well as both a front & rear lanai. Like Goldilocks, it’s not too big, not too small…JUST RIGHT FOR YOU. Check out this amazing Port Orange community, minutes to your favorite restaurants, shopping, medical, I-95, the area most stunning Beaches, airports, & More! This piece of PARADISE in sunny Florida offers unparalleled convenience with shopping, restaurants, interstate access, & healthcare just minutes away. Wanna feel the sand in your toes? The beach is less than 7 miles from your front door to the ocean floor. If you were looking for a sign to move, THIS IS IT!
*Rate will vary based on down payment and/or credit*

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Wheelchair Access
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,227
  • Acreage: 0.2
  • Est. Taxes: $3,910
  • HOA Fee: $312 Monthly
  • Lot Desc: Sidewalk
  • Elem. School: Spruce Creek Elem
  • Middle School: Silver Sands Middle
  • High School: Atlantic High
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: V4938419
  • Days on Market: 71 days
  • Website: https://www.raveis.com
    /prop/V4938419/1473arecapalmdrive_portorange_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 12:47:12 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1473 Areca Palm DRIVE, Port Orange, FL, 32128

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,235 $2,233 $2,881
Total Monthly Payment $2,636 $2,634 $3,282

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.