Nestled in a charming Cul de sac neighborhood, this Cape Cod combines vintage character with modern comforts on a generous 0. 44-acre lot. With 1, 260 square feet of well-planned space, this home offers a welcoming main-level kitchen, dining room and living room with a cozy fireplace all with fresh paint and newly refinished hardwood floors. There is a 3 season breezeway off the kitchen and a 3 season sunroom with access to the deck overlooking the backyard. Upstairs, find 3 bedrooms with gleaming hardwood floors, built-ins and fresh paint creating warm and inviting atmospheres. The full, unfinished walk out basement provides ample storage or potential for future expansion and includes a convenient laundry area. This property is equipped with oil heating, electric hot water, a private well, and new Mantis 4 bedroom septic system (2018). New driveway, front landscaping and walkway and 10 year old +/- roof, siding and windows make this home turnkey. Located minutes from shopping and dining and in the sought-after Farmington School District-this home offers access to excellent education options. This sweet Cape Cod is ready to welcome its next chapter.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.305.7387
Mark.Greene@raveis.com
NMLS Mortgage Loan Originator ID 115078
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,073 | $2,630 |
Total Monthly Payment | $2,512 | $2,536 | $3,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.