ABSOLUTELY STUNNING, COMPLETELY RENOVATED 4 BEDROOMS, 2 BATH, SPLIT PLAN, in desirable Spring Oaks Community. You will fall in love with the ATTENTION TO DETAIL IN EVERY ASPECT of this BEAUTIFULLY HOME. Step inside to an INVITING FLOOR PLAN with a MASSIVE GREAT ROOM, with CROWN MOLDING AND BREATHTAKING TRAY CEILINGS. Meal prep and dining experiences will be a joy in this EXQUISITE CHEF'S KITCHEN DESIGN, FULLY UPDATED with a HUGE KITCHEN-ISLAND, tons of counter space and storage plus GOURGEOUS CHANDELIER IN THE DINING AREA providing that up-scale feeling! An ABUNDANCE OF WINDOWS and OVERSIZED SLIDING GLASS DOORS provide tons of natural light keeping the rooms bright and airy. AMAZING, CUSTOM UPDATES DISPLAYED IN THE PRIMARY BEDROOM with NEW FLOORING, BRAND NEW BATHROOM WITH AN EXCLUSIVE LIGHTING FEATURE IN THE SHOWER AND A LARGE WALK-IN CLOSET. THREE GENEROUS ADDITIONAL BEDROOMS are located on the far side of the home along with a 2nd full bath. Enjoy peaceful tranquility in the INCREDIBLE 29’x12’ FLORIDA ROOM OVERLOOKING a SIZEABLE YARD AREA left for outdoor recreation and entertainment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,603 | $2,600 | $3,354 |
Total Monthly Payment | $2,844 | $2,841 | $3,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.