Welcome to this charming 3-bedroom, 2-bathroom POOL home in the heart of Brandon, Florida. With 1, 418 square feet of living space, this residence features a thoughtful split floorplan. Upon entering, you'll find a welcoming living room off the entryway, perfect for gatherings. The galley kitchen boasts stainless steel appliances, updated in 2017, and flows into a cozy dinette area that opens to the spacious family room. The primary bedroom is situated on the right side of the home, offering privacy and an en-suite bathroom. Bedrooms 2 and 3 are located on the left side and share a well-appointed second bathroom. Step outside to the screened-in lanai, where you can enjoy views of the sparkling pool and the fenced backyard, complete with a 10 x 10 deck built in 2023. Recent updates include a new HVAC system in 2024 and fresh interior paint in 2019. With a 2-car garage and a convenient central Brandon location, this home provides comfort and easy access to local shopping and dining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,234 | $2,260 | $2,867 |
Total Monthly Payment | $2,711 | $2,737 | $3,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.