Easy, one level, living in this immaculate, impeccably maintained ranch at the doorstep of Mystic, Noank and the sea. Just a mile from Esker Point Beach, this charming residence sits in a privileged, high location, sandwiched by approximately 350 acres of public preserve. The home lies on a large, level lot leading to the Mortimer Wright Preserve and connecting to walking trails from the property. Boasting 3 bedrooms (master ensuite with walk-in), 2 full baths, renovated eat-in kitchen, generous living space with vaulted ceilings, laundry nook, an oversized 2 car garage, and central air, this place has it all. Adding 400+ sq ft of additional living space is the rec room/TV lounge in the lower level which also offers ample storage possibilities in a bone dry setting. The outdoor space is further complemented by an attractive back deck and crushed stone patio which take full advantage of the privacy of the backyard and the shade offered by the tall trees of the adjacent park. Within minutes to bustling downtown Mystic and quaint, historic Noank, the cultural and culinary offerings are many. A rare offering for a gem of a house in a golden location. New septic system installed November 2024
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Eat-In Kitchen | Balcony/Deck,Granite Counters,Dining Area,Pantry,Sliders,Hardwood Floor | Main |
Family Room | Remodeled,Wall/Wall Carpet | Lower |
Living Room | Vaulted Ceiling,Hardwood Floor | Main |
Other | Laundry Hookup | Main |
Primary BR Suite | Bedroom Suite,Full Bath,Tub w/Shower,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,920 | $387,920 | $387,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $557 | $557 | $557 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,578 | $3,271 |
Total Monthly Payment | $3,213 | $3,210 | $3,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.