Welcome to 26 Shepard St, Groton! This charming 3-bedroom home has been thoughtfully updated and meticulously maintained, offering a cozy yet spacious environment. Nestled on a desirable corner lot, the home features a lovely side yard adorned with a privacy-friendly fence of arborvitae, adding both beauty and a little privacy. Inside, the main floor offers convenience with 3 bedrooms and a full bath, a large living room, and an open dining room that invites warm gatherings. The walk-up attic presents an ideal opportunity for expansion, while the lower level includes a recreational area and a workshop, adding versatile space for hobbies or projects. Relax on the covered front porch and take in the peaceful surroundings. Recent updates within the last 10 years include a new roof and gutters, glass storm doors on both front and back, a picture window with casements, a new oil furnace and oil tank, wall AC, vinyl siding, a Bilco door, and chimney improvements (including a stainless steel liner with cap and a new crown with repointing). Conveniently located near EB/general dynamics, Pfizer, USCGA & the naval base. Don't miss the chance to make this beautifully cared-for home your own!
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 9.4 x 8.1 | Main |
Bedroom 2 | 11.4 x 9.6 | Main |
Dining Room | 15.5 x 13.4 | Main |
Kitchen | 9.4 x 12.7 | Main |
Living Room | 13.1 x 13.6 | Main |
Primary Bedroom | 11.1 x 9.1 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $339 | $339 | $339 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,937 | $1,888 | $2,435 |
Total Monthly Payment | $2,351 | $2,302 | $2,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.