Situated on a corner lot in the luxury 55+ maintenance free community of Lake James Estates, this custom Ernie White Miriam II Pool/Spa home has been thoughtfully designed with personal modifications to ensure both comfort and functionality. This 2-bedroom, 2-bathroom home features a versatile bonus room that can serve as a third bedroom, office, or den, catering to your unique lifestyle needs. The open concept floor plan allows for the Chef's kitchen to be centered in the home with access to dining and living room with ease. Enjoy the upcoming cool weather in front of the built in electric fireplace while enjoying views of the pool through the pocket sliding doors. Outdoor living is a dream with a heated spa/spool, an extended screened brick paver lanai, and an additional unscreened extension, providing ample space for relaxation or entertaining. The home is equipped with a Generac whole-house generator, remote control hurricane shades on the lanai, plantation shutters in the common areas, and remote-controlled shades, offering convenience, security, and peace of mind. Accessibility is seamlessly integrated with wood plank tile though out the entire home and features such as a roll-in shower, widened entryways, automatic doors, and adjusted counters in the primary bathroom, making this home ideal for aging in place. The adjoined master and guest room are separated by custom designed California Closets, maximizes storage and functionality with option to keep separate. The built-in drop zone leading to garage and dedicated garage laundry space add to the overall efficiency of the home. Even with the dedicated laundry in the garage there is room to park 2 vehicles and a golf cart in the spacious 3 car garage. Move-in ready and designed for ease and comfort, this home is perfect for those seeking a thoughtfully designed space that accommodates all stages of life and ranges of mobility as many of the custom features accommodate most all wheel chairs and or scooters. The reasonable HOA fees here cover your lawn and landscaping, cable TV, Internet, maintenance of common areas and more! Don’t miss the opportunity to make this slice of paradise yours—schedule your showing today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,007 | $3,004 | $3,812 |
Total Monthly Payment | $3,147 | $3,144 | $3,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.