Welcome to this sun-filled home brimming with charm and opportunity. This home offers a welcoming atmosphere and a generous layout that's just waiting for your personal touch. Also, enjoy the newly installed 4 ductless heating and cooling units. Original hardwood floors throughout provide a warm, timeless feel, while the spacious living room, featuring a classic wood-burning fireplace, creates the perfect setting for cozy evenings. The kitchen offers a bright dining area with a charming bay window, ideal for casual meals or a perfect retreat. Adjacent to the kitchen is a formal dining room, perfect for hosting gatherings, along with a dedicated office space that can easily adapt to your needs. The versatile full basement features a large recreation room & a wet bar that provides ample space for recreation storage or future updates. The one-car detached garage and additional off-street parking provide added convenience, while the private yard offers the perfect canvas to create your outdoor retreat. Located just moments from the fitness centers, grocery stores, parks, a playground, Pathways College Preparatory School, and a library, this home's location is truly hard to beat. Public transportation is a breeze, with the nearby Q2, Q4, Q83, and Q77 buses offering direct connections to the LIRR, making commuting effortless. This home presents an exceptional opportunity to transform a well-built, bright, and spacious property into your dream home. With its prime location and inviting layout, the potential is limitless here.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $582 | $582 | $582 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $4,001 | $3,997 | $4,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.