Steppng into a bright home with an inviting living room featuring a cozy fireplace. This living room is framed by elegant columns, the large windows feed the main level with natural lighting creating a warm and inviting atmosphere. This open layout seamlessly connects the living room to the dining room area. The unique layout of this home includes seperate living quarters on two sides of this home upstairs, providing privacy, perfect for multi-generational living. Laminate bamboo flooring throughout the home. With a bedroom conveniently located near the enrty way for visiting guests or perhaps an office, and an additional b room that can be used as a mud room, storage room or home office as well. The primary bedroom is abundance in size offering a full on suite babroom with a walk in shower and soak tub. The garage has conveinently been converted into living space with a kitchen area. Leaving the original kitchen area a blank slate to add the kitchen of your dreams! New panel boxes and meter. 6 speaker wires set in place in ceilings in living room and garage for maximized entertainment. New roof is 2 years old. Garage walls are double 3/4 inch sheetrock for soundproof and tempature conttrol. Most of electrical is all new wiring. Seller willing to include living room and dining room furniture at buyers request. New well only 4 years old. Hot water tank 1 year old with warranty.
Type | Description | Level |
---|---|---|
Bedroom 1 | Walk-In Closet | Upper |
Bedroom 2 | Upper | |
Bedroom 3 | Main | |
Dining Room | Main | |
Full Bath | Upper | |
Full Bath | Upper | |
Half Bath | Main | |
Half Bath | Main | |
Living Room | Main | |
Office | Main | |
Primary Bedroom | Full Bath,Walk-In Closet | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $532 | $532 | $532 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,773 |
Total Monthly Payment | $3,626 | $3,548 | $4,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.