**Charming 1805 Colonial in Goshen School District** Step back in time while enjoying modern comforts in this beautifully maintained 3-bedroom, 2-bath home built in 1805. This historic gem boasts replacement windows, ensuring peace of mind for years to come. Hardwood floors flow throughout the home, including under the carpets upstairs, complementing the three cozy fireplaces that add character to the living spaces. The well-preserved charm of the home is enhanced by thoughtful updates, including a renovated bathroom and built-in shelving that offers both style and functionality. The bedrooms provide ample room for relaxation and creativity, inviting you to add your personal touch to this timeless residence. Outside, the property truly shines with one acre of picturesque, park-like land, perfect for outdoor activities or simply enjoying the serenity of nature. A newly installed sidewalk leads to a large, screened-in patio ideal for entertaining or savoring quiet moments. The detached garage with a carport and a shed offers plenty of storage options for all your needs. Located in a great commuter spot, close to highways and the train, this home is just a stone's throw from shopping and dining in the beautiful, historic village of Goshen. With a little creativity, this lovingly cared-for home can be transformed into your own homestead. Don't miss the opportunity to own a piece of history in a prime location! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached, Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $497 | $497 | $497 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,435 | $2,433 | $2,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.